Our pledge to you regarding the privacy of your personal information:

We collect nonpublic personal information about you from the following sources:

1. Information we receive from you on applications or other forms;

2. Information about your transactions with us; and

3. Information we receive from a consumer reporting agency.

We do not disclose nor do we reserve the right to disclose any nonpublic personal information about our consumers, customers, or former customers to anyone except as permitted by law. We may disclose nonpublic personal information about you as a consumer, customer, or former customer to nonaffiliated third parties as permitted by law.

We restrict access to public personal information about you to those employees in our organization who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.